California Residents Need Health Insurance

Did you know that beginning January 1, 2020 all California residents needs to have health insurance? You could be penalize either a flat amount or a percentage of your income. Flat amount $695 per adult, $347.50 per child. Percentage amount 2.5% of the amount of gross income that exceeds the filing threshold requirement.

Increased Financial Help

For 2020, financial help is available to more Californians than ever. People who already get financial help could get even more from the state of California, on top of what they will continue to get from the federal government.

Resources Resource



FTB Estimator

Online Tool

Franchise Tax Board tool used to estimate potential penalty for going without health care coverage in 2020

Penalty and Exemptions


Information about the tax penalty and types of exemptions consumers can claim when filing state taxes

2020 Individual Mandate Penalty Fact Sheet

Fact Sheet

Information produced by Covered California and the Franchise Tax Board outlining penalty estimates and various exemptions

Help On-Demand

Online Form

Form for consumers to fill out requesting a Certified Enroller contact them to provide enrollment assistance

Storefront Finder
Powered by Google Maps, search feature to locate Covered California Storefronts throughout the state
February 18 Press Release
News Release
Headline: New California Policies Make Huge Difference, Increasing New Signups During Covered California’s Open Enrollment by 41 Percent
Covered California By the Numbers
Fact Sheet
Statistics of Covered California enrollees, state subsidies, and health insurance companies (2019)
Shop & Compare
Online Tool
Form to help determine potential health coverage program eligibility
APTC Insert
Information sheet to share with consumers who have questions about Advanced Premium Tax Credits (APTC) and its effect on their taxes

Click here to download Covered California's Tax Preparer Quick Guide.

Covered California is a free service that connects Californians with brand-name health insurance under the Patient Protection and Affordable Care Act. It’s the only place where consumers can get financial help when they purchase health insurance from well-known companies. That means when consumers apply, they may qualify for a discount on a health plan through Covered California or get health insurance through the state’s Medi-Cal program. is sponsored by Covered California and the Department of Health Care Services, which work together to help Californians get the coverage and care that are right for them.